I have been a year here and only only NOW that I understand some credit card information

Payments & credits: -$610.27

Purchases & debits: $499

Interest: [...]]]> Ahhhhh that was a real long call..

I have been a year here and only only NOW that I understand some credit card information

Payments & credits:

This is what you paid in your visa. For example you made purchases of $646.87 by your visa the previous month and you paid $610.27 of $646.87.

The$ 610.27 is called payment or credit. Payment you did for your visa and your credit. That’s why it is by (-).

Purchases and debits:

This is the amount you used by your credit card to purchase things. So you bought things for 499.75 this month

Interest:

Because you didn’t put payment for the full balance which is $646.87 and you paid only-$610.27. They put interest on you.

Points balance:

By RBC Platinum card you can go to the

Canada 15,000

USA 30,000

Kuba 45,000

Aissa 100,000